Financial Independence & Early Retirement
Know when you can retire — and how to get there early.
FireNumber turns your assets, income, and life plans into a clear path to financial independence — with an AI that answers your what-if questions in plain English.
5 free credits on signup — enough for one scenario. No credit card required.
Everything you need to plan your FI journey
No spreadsheet expertise required. FireNumber handles the complexity so you can focus on the decisions that matter.
Scenario Planning
FIRE at 45, coast FI, career change, or a major purchase — model any path and compare outcomes side by side.
AI-Powered Insights
Ask questions about your financial future in plain English. Our AI analyzes your data and answers in seconds.
Multi-Decade Projections
Track your net worth toward your FI number with granular yearly breakdowns of every account and cash flow.
All Assets in One Place
Brokerage, RRSP, TFSA, chequing, real estate — model every asset with its own growth assumptions.
Life Event Modeling
Layer in future income, expenses, or transfers — a sabbatical, semi-retirement, or a house purchase — and watch your FI timeline update.
Private & Secure
Your data stays yours. Sign in with Google and get your own isolated workspace — no sharing, no ads.
From zero to FI plan in three steps
Most users have their first scenario built in under ten minutes.
Create a scenario
Name your scenario — "FIRE at 45" or "Buy a house in 2028" — and set your planning horizon.
Add assets & plans
Enter your current balances and expected growth rates. Then layer in future contributions, withdrawals, or big life events.
Explore your future
Review yearly projections and charts. Ask the AI follow-up questions. Adjust your savings rate or retirement age and watch your FI date shift in real time.
No account needed
See a real scenario before you sign up
Explore Alex's FIRE plan — a fictional 40-year-old in Ontario targeting financial independence and early retirement at 55. The full scenario is live and interactive.
Fully interactive — no sign-in, no credit card.
Try the live demo →Simple, credit-based pricing
Each scenario costs 5 credits and gives you 5 days of active access. Start free — no credit card needed.
Free
Get started with no commitment.
5 credits on signup
- 5 credits included at signup
- 1 scenario per 5 credits
- 5 days of active access per scenario
- AI-powered financial Q&A
- Multi-decade projections
- All asset types supported
Credit Pack
Top up when you need more scenarios.
10 credits
- 10 credits (2 scenarios)
- 5 days of active access per scenario
- Reactivate expired scenarios
- Duplicate scenarios
- Priority support
Credit purchases available after beta
Find your FI number today
Sign in with Google and get 5 free credits — no payment info needed. Build your first scenario and see your path to financial independence in minutes.
Sign in to get started